Government Schemes

Benefits: ₹6,000 per year in three equal instalments of ₹2,000, transferred directly to the bank accounts of eligible farmer families.

Eligibility: All landholding farmer families with cultivable land, subject to exclusion criteria (income-tax payers, institutional landholders, etc.).

Benefits: Comprehensive crop insurance against natural calamities, pests and diseases at a low farmer premium (2% Kharif, 1.5% Rabi).

Eligibility: All farmers — including sharecroppers and tenant farmers — growing notified crops in notified areas.

Benefits: Short-term institutional credit for crops and allied activities at concessional interest, with up to ₹3 lakh at 4% effective rate on timely repayment.

Eligibility: Individual / joint borrower farmers, tenant farmers, oral lessees and Self Help Groups engaged in agriculture.

Benefits: Accidental death and disability cover of ₹2 lakh for an annual premium of just ₹20.

Eligibility: Indian residents aged 18–70 years holding a savings bank account with auto-debit consent.

Benefits: Health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation across empanelled hospitals.

Eligibility: Families identified under SECC deprivation criteria; all senior citizens aged 70+ are now covered regardless of income.

Benefits: Central assistance and interest subsidy on home loans to help economically weaker sections build or buy a pucca house.

Eligibility: EWS / LIG / MIG households without a pucca house anywhere in India, subject to income ceilings.

Benefits: Seed funding up to ₹50 lakh to startups for proof of concept, prototype development, product trials and market entry.

Eligibility: DPIIT-recognised startups incorporated not more than 2 years ago at the time of application.

Benefits: Collateral-free loans up to ₹10 lakh (Shishu, Kishor, Tarun) for non-corporate, non-farm small/micro enterprises.

Eligibility: Any Indian citizen with a viable business plan for a non-farm income-generating activity in manufacturing, trading or services.

Benefits: Free short-term skill training, industry-recognised certification and placement assistance for youth.

Eligibility: Indian youth who are unemployed or school/college dropouts looking to be skilled or up-skilled.

Benefits: Single-window access to pre-matric, post-matric and merit-cum-means scholarships with direct benefit transfer.

Eligibility: Students meeting the specific scholarship's class, income and category requirements.

Benefits: Apply to multiple banks for education loans through a single application and track the status online.

Eligibility: Students admitted to recognised higher-education courses in India or abroad.

Benefits: Collateral-free, guarantor-free education loans for meritorious students, with interest subvention for eligible income groups.

Eligibility: Students admitted to top-ranked Quality Higher Education Institutions in India.

Benefits: Awareness and welfare interventions to improve the child sex ratio and promote education of the girl child.

Eligibility: Targets families and communities; benefits delivered via district-level programmes and linked schemes.

Benefits: High-interest, tax-free small savings account for a girl child to fund her education and marriage.

Eligibility: Parents / legal guardians of a girl child below 10 years of age (one account per girl, max two girls).

Benefits: Collateral-free working-capital loans (₹10k → ₹20k → ₹50k) with interest subsidy and cashback on digital transactions.

Eligibility: Street vendors operating in urban areas on or before 24 March 2020.

Benefits: Guaranteed monthly pension of ₹1,000–₹5,000 after the age of 60, based on contributions.

Eligibility: Indian citizens aged 18–40 with a savings bank account (income-tax payers are excluded).

Benefits: Long-term pension savings account opened by parents for minors, building a retirement corpus from an early age.

Eligibility: All minor citizens of India; account operated by the guardian until the child turns 18.

Benefits: Bank loans between ₹10 lakh and ₹1 crore for greenfield enterprises to SC/ST and women entrepreneurs.

Eligibility: SC/ST and/or women entrepreneurs above 18 years setting up a new manufacturing, services or trading unit.

Benefits: Real-world internships in top companies with a monthly assistance of ₹5,000 and a one-time grant of ₹6,000.

Eligibility: Indian youth aged 21–24 who are not employed full-time and not enrolled full-time in education.

Benefits: Free LPG connection with deposit-free cylinder and financial assistance to women from below-poverty-line households.

Eligibility: Adult women belonging to eligible poor households without an existing LPG connection.

Benefits: Credit-linked subsidy (15%–35%) for setting up new micro-enterprises in manufacturing and services.

Eligibility: Individuals above 18 years, SHGs, institutions and co-operative societies setting up a new unit.

Benefits: Free soil testing and crop-wise nutrient recommendations to improve productivity and reduce input cost.

Eligibility: All farmers across the country, issued through state agriculture departments.