Jammu & Kashmir Bank Limited is inviting online applications from eligible Indian citizens for 1053 positions of Banking Associate and Probationary Officer. Applications open on 7 November 2026 and close on 26 November 2026. Interested candidates must apply online through the official recruitment portal.
Overview
This is a major recruitment drive by J&K Bank to fill 1033 Banking Associate posts across the Union Territory of Jammu & Kashmir and 20 Probationary Officer posts in the Union Territory of Ladakh. The bank is partnering with the Institute of Banking Personnel Selection (IBPS) to conduct the selection process. Both positions offer competitive salaries, allowances, and benefits along with a structured career path in banking.
Important Dates
| Event | Date |
|---|---|
| Online Application Start | 7 November 2026 |
| Last Date to Apply Online | 26 November 2026 |
| Last Date for Fee Payment | 26 November 2026 |
| Banking Associate Exam Date | To Be Announced |
| PO Preliminary Exam Date | To Be Announced |
| PO Main Exam Date | To Be Announced |
| PO Interview Date | To Be Announced |
Application Fee
| Post & Category | Fee |
|---|---|
| Banking Associate (SC/ST/SEBC/PwBD/Ex-Servicemen) | ₹600 + GST |
| Banking Associate (General & Other Categories) | ₹800 + GST |
| Probationary Officer (SC/ST/SEBC/PwBD) | ₹1,000 + GST |
| Probationary Officer (General & Other Categories) | ₹1,200 + GST |
Vacancy Details
| Post | Vacancies | Location | Eligibility |
|---|---|---|---|
| Banking Associate | 1033 | Union Territory of Jammu & Kashmir | Graduation; J&K Domicile; Age 20–30 years |
| Probationary Officer | 20 | Union Territory of Ladakh | Graduation; Ladakh Domicile; Age 20–30 years |
| Total | 1053 |
Eligibility
Educational Qualification: Candidates must hold a Bachelor's degree (Graduation) in any discipline from a recognised university. No specific stream requirement.
Age Limit: Minimum age is 20 years and maximum age is 30 years as on 1 January 2026, without applicable relaxations.
Domicile: Banking Associate applicants must be domiciled in the Union Territory of Jammu & Kashmir. Probationary Officer applicants must be domiciled in the Union Territory of Ladakh.
Age Relaxation for Banking Associate: SC/ST candidates receive 5 years relaxation; OBC/ALC-IB/RBA candidates get 3 years; PwBD candidates get 10 years; Ex-Servicemen receive their military service plus 3 years (up to age 48); J&K Bank apprentices who completed training receive an additional 1 year.
Age Relaxation for Probationary Officer (Ladakh): SC candidates receive 5 years; ST candidates receive 5 years; ALC area residents receive 5 years; PwBD candidates get 10 years; special Ladakh recruitment relaxation provides an additional 5 years for eligible candidates.
How to Apply
- Visit the official recruitment portal at https://ibpsreg.ibps.in/jkbvpocto26/
- Create a new account or log in if you already have registered credentials
- Fill in your personal information, educational qualifications, and contact details accurately
- Upload a recent colour photograph and signature in the prescribed format and size
- Select your preferred post (Banking Associate or Probationary Officer) and location
- Pay the applicable application fee using online payment methods (debit card, credit card, or net banking)
- Submit your application and download the confirmation receipt for future reference
- Keep your registration details and receipt safe for tracking and admit card download
Salary
Banking Associate: Starting basic pay is ₹24,050 with a pay scale of ₹24,050–₹64,480. The position carries applicable perks and allowances. Initial probation is 6 months with a service bond of ₹1 lakh for the 6-month period. Posting is initially in the J&K Zone with a 5-year zone retention.
Probationary Officer: Starting basic pay is ₹48,480 with a pay scale of ₹48,480–₹85,920. The position is classified as Junior Management Grade Scale-I. Probation period is 2 years with a service bond of ₹2 lakh for the 2-year period. Posting is initially in the Ladakh Zone with a 5-year zone retention. All applicable perks and allowances are provided.
Important Links
- Apply Online
- Banking Associate Detailed Notification
- Probationary Officer Detailed Notification
- Official Website
Frequently Asked Questions
- Q: What is the last date to apply?
- The application deadline is 26 November 2026 for both posts. Applications and fee payments must be completed by this date; no late submissions are accepted.
- Q: What is the age limit and how is it calculated?
- The age limit is 20–30 years without relaxations, calculated as on 1 January 2026. Candidates must be born between 1 January 1996 and 1 January 2006 (both inclusive) to qualify without relaxation. Reserved category candidates receive additional relaxation as per the official notification.
- Q: How much is the application fee?
- For Banking Associate, SC/ST/SEBC/PwBD/Ex-Servicemen pay ₹600 + GST; all others pay ₹800 + GST. For Probationary Officer, SC/ST/SEBC/PwBD pay ₹1,000 + GST; all others pay ₹1,200 + GST.
- Q: What is the selection process?
- Banking Associate selection is through a single online examination comprising English Language, Quantitative Aptitude, and Reasoning Ability. Probationary Officer selection involves Preliminary examination, Main examination, and Interview.
- Q: What are the vacancies for each post?
- Banking Associate has 1033 vacancies in J&K and Probationary Officer has 20 vacancies in Ladakh, totalling 1053 posts.
- Q: What is the salary for these posts?
- Banking Associate basic pay starts at ₹24,050 (scale ₹24,050–₹64,480). Probationary Officer basic pay is ₹48,480 (scale ₹48,480–₹85,920) in Junior Management Grade Scale-I. Both include applicable allowances and benefits.
Candidates must verify all details on the official J&K Bank website at https://jkb.bank.in/ before submitting their application.